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Privacy Policy

1. Introduction
At Lending Funds, your privacy is important to us. This Privacy Policy describes how we collect, use, share, and protect your personal information when you apply for, obtain, or inquire about our loan products and services.

2. Information We Collect
We may collect the following types of personal information:

  • Personal Identifiers: Name, date of birth, Social Security number, driver’s license number, mailing address, phone number, email address.

  • Financial Information: Bank account details, income, employment details, credit score, and loan history.

  • Device Information: IP address, browser type, and usage data when you visit our website.

  • Third-Party Information: We may also collect information from credit bureaus, identity verification services, or other third-party providers.

3. How We Use Your Information
We use your information to:

  • Process loan applications and determine creditworthiness.

  • Communicate with you about your account, application status, or loan servicing.

  • Comply with legal and regulatory obligations.

  • Prevent fraud and unauthorized transactions.

  • Improve our website, products, and customer service.

4. Sharing of Information
We may share your information with:

  • Service Providers: For functions such as payment processing, credit reporting, data storage, and marketing.

  • Affiliates and Partners: For business operations or offering co-branded services.

  • Legal Authorities: If required by law, court order, or to prevent fraud or harm.

  • Business Transfers: If we merge, sell, or transfer any part of our business.

We do not sell your personal information.

5. Your Choices and Rights
Depending on your location (e.g., California residents), you may have the right to:

  • Access the personal data we hold about you.

  • Request corrections or deletion of your data.

  • Opt out of certain data uses or sharing.

To exercise your rights, please contact us at [insert contact email/phone number].

6. Security Measures
We implement industry-standard safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no system is completely secure, and we cannot guarantee absolute security.

7. Cookies and Online Tracking
Our website may use cookies and similar technologies to enhance user experience and analyze website traffic. You may disable cookies in your browser settings, though this may affect certain site features.

8. Children’s Privacy
Our services are not intended for individuals under 18. We do not knowingly collect data from children.

9. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of this page. We encourage you to review it regularly.

10. Contact Us
If you have any questions or concerns about this Privacy Policy or your personal information, contact us at:

Lending Funds
Email: info@lendingfunds.online