Please read these Terms and Conditions (“Terms”) carefully before using the services provided by Lending Funds (“Company,” “we,” “us,” or “our”). By accessing or using our website and services, you agree to be bound by these Terms.

1. Eligibility

To use our services or apply for a loan, you must:

• Be at least 18 years of age.

• Be a legal U.S. resident.

• Provide accurate and complete personal and financial information.

We reserve the right to reject any application based on our internal policies and applicable laws.

2. Loan Products

We offer personal and/or installment loans subject to:

• Credit approval

• Verification of provided information

• Compliance with federal and state lending laws

The terms of each loan (amount, interest rate, fees, repayment schedule, etc.) will be disclosed in your Loan Agreement. You must review and accept the Loan Agreement before funds are disbursed.

3. Repayment and Default

You are responsible for timely repayment of your loan as outlined in your Loan Agreement. Failure to repay may result in:

• Additional fees or interest

• Collection actions

• Negative credit reporting

• Legal action, where permitted

If you encounter difficulty in repaying your loan, contact us immediately to discuss your options.

4. Use of Website

You agree to use our website and services lawfully. You may not:

• Use automated tools to access or collect data

• Interfere with website functionality

• Upload harmful or malicious content

We may suspend or terminate access for violations of these terms.

5. Privacy

We value your privacy. Our collection and use of personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference.

6. Intellectual Property

All content on this website—including logos, text, graphics, and software—is owned by [Your Company Name] or its licensors and is protected by intellectual property laws. Unauthorized use is prohibited.

7. Third-Party Links

Our site may contain links to third-party websites. We do not control or endorse their content and are not responsible for any interactions or transactions you may have with them.

8. Disclaimers

• We do not guarantee loan approval or the best rates.

• Loan availability may vary by state and borrower qualification.

• Services are provided “as is” and “as available” without warranties of any kind.

9. Limitation of Liability

To the extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from:

• Your use of our website or services

• Errors or omissions in loan processing

• Unauthorized access to your data

10. Governing Law

These Terms shall be governed by the laws of the State of [Insert State], without regard to its conflict of laws rules. Any disputes will be resolved in the state or federal courts located in [Insert County, State].

11. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with a revised “Effective Date.” Continued use of our services after changes means you accept the new terms.

12. Contact Us

If you have questions about these Terms, please contact:

Lending Funds
Email: info@lendingfunds.online